Car Loan
Whether you’re an established business owner or new to the market, it’s important to find people who are willing to roll up their sleeves and work with you.
We cover everything from buying interstate from a private seller, to purchasing from your local dealerships. Our solutions are tailored towards your specific needs. You are unique, and you deserve a finance solution that is too! We make sure you are fully informed throughout the car finance process in Sydney, and that you are kept across the different options regarding car loan structures, and flexibility. Would you expect anything less from your friends in finance?
CHATTEL MORTGAGE
A Chattel Mortgage is very similar structure to a consumer loan however this finance type requires the asset to be used for predominant business use. Because this car is then deemed to be income generating, there is a slightly different application criteria applied by the lenders, and different interest rates are applicable.
Loan terms typically range from 1 to 5 years with balloon payments available, however some lenders do offer a 7 year loan term.
Books not quite up to date? No problem! At Delta Offshore we think differently about car finance for self-employed people and businesses. Whether you’ve been in business for years or are running a new startup, our low doc car loan offers you pain free finance.
With our low doc car loan, we don ’t get hung up on what documents you have available. We will look at your overall financial situation, and still get you the best vehicle loan interest rate possible.
This security means the finance company can offer lower interest rates than you would expect with an unsecured loan. At the end of the car finance term, the security on the vehicle is released by the finance company and you own the vehicle outright.
Consumer car loans are very flexible. Contract terms range from 1 to 7 years. Some consumer car finance allow for a balloon payment in the contract. This allows you to have lower monthly payments, and an agreed payout amount (balloon) at the end of the contract term. This option can be attractive if your monthly commitments have to fit into a tighter budget.
Contact us today let's discuss the loan options that's best for you.